Church usher by laws how to#
Church usher by laws series#

You can contact your credit card company by telephone, but doing so will not preserve your rights.

I cancelled the contract with the merchant or contractor before the work was performed. The merchant billed me for $100 when I agreed to pay $10. The merchant did not complete the services I contracted for or performed them incompletely. I returned the goods I ordered because they were defective, but did not get a credit. Some examples of reasons for dispute are: The dollar amount you dispute and information as to when it was charged and the name of the merchant.Ī statement of the reason for your dispute. You must include the following information: You must raise a dispute in writing within 60 days of the first bill with the improper charge. You may use, but are not required to use, the 'notification of disputed item' form provided on the back of your monthly statements. In summary, if you think your bill is wrong, or if you need more information about a transaction on your bill, contact your credit card provider (the address is on your monthly statements) as soon as possible.

Church usher by laws how to#

Information about how to raise a dispute should appear on the back of each monthly statement you receive from your credit card company. The law provides a basis to dispute these incorrect bills. For example, a store may have overcharged you on the card, charged you for products or work you did not receive, or may process a transaction in error. Disputes over the quality of purchased goodsĪ dispute may arise over how much you owe regarding a credit card charge. In this edition of Church Treasurer Alert the following additional topics will be addressed:Ĩ. What is the difference between a credit card and a debit card?

Church usher by laws series#

Last month's Church Treasurer Alert contained the first article in series addressing church credit cards. Whether your church has one, or is considering getting one, here are ten things for you to consider. Many churches have succumbed to the appeal of credit cards. Today there are more than 640 million of them in circulation in the United States with a total credit card debt approaching $1 trillion. We have come a long way since the first plastic credit card was issued by American Express back in 1958.